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Safe Auto Financing

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No credit or poor credit? That's not a problem with Safe Auto Financing. We understand that most anyone can go through difficult times, and we're here to help, even folks that have been categorized as having bad credit.

We understand that questionable financial advice, loss of employment, bankruptcy, or any number of other reasons can leave a good person in a position where the door to traditional financing options has been closed to them. That's why we're here to help.

Safe Auto Financing is a local company that's been helping put people just like you behind the wheel for 60 years. We understand the needs of people in the area and specialize in lending to customers who need a little extra help in Holland, Battle Creek, Kalamazoo, and pretty much anywhere in Western Michigan. So when you pick up the phone, you're not directed to a call center halfway around the world, but to our office right here in the area.

If you've been through foreclosure, bankruptcy, missed payments, repossession or have no credit experience and think that you won't be approved for a car loan, Safe Auto Financing accepts applications from consumers with all types of credit. We know that you are not your credit history, so we take into account factors like a steady monthly income, favorable debt to income ratio, any type of down payment or vehicle trade-in, or cosigner that may strengthen your car loan application.

In fact, one of the best ways to improve your credit score is to make your car payments on time consistently. So not only are you getting behind the wheel of the car, truck, or SUV you want, you're also building or rebuilding your creditworthiness. In fact, if you make consistent, on-time payments and your credit score improve, you may be able to refinance your car loan at a later date to get a better rate and lower your monthly payment.

But don't just believe us. Here are a few comments satisfied customers have left on our Facebook page: "These good people got me a terrific interest rate, and it was even better than my own credit union," "I'm really young and have a strict budget, and they worked everything into my budget," and "helped me when no one else would! And they didn't just put me into something I couldn't handle payments wise! They truly wanted to help me, and that's exactly what they did!"

As important as the financing is the reputation of the dealer from whom you're buying the car. Auto Maxx is a Better Business Bureau Accredited Used Car Dealer with a score of A-. Businesses earn Better Business Bureau Accreditation by undergoing a thorough evaluation and upholding the Better Business Bureau Code of Business Practices.

Please don't feel like you're all alone. Many of our clients have found themselves in a similar situation. It is our business to help people just like you re-establish their credit, so let us take the anxiety out of obtaining financing for your next car, truck, or SUV.

So regardless of whether you have good credit, poor credit, or unestablished credit please fill out the application as accurately as possible, and our financial team will get back to you with the right plan at the right rate.